Click on one of the above healthcare plans & prescription drug plans to view.
Monday thru Thursday
9am to 9pm
Fridays - 9am to 5pm EST.

to Apply Online for a Free Private Consultation
before signing up for your next healthcare benefits plan.
A short description of each benefit can be found below each listing. If you are looking for a more in depth description, please click on the Benefit itself.
Thank You.
Benefit Descriptions
Prescription Drugs- Tiered Card
Option #1- Rx Tiered Card
- Pay only $10.00, $20.00, and $40.00 for most brand name and generic medications
Option #2- Retail
- 10%-60% savings off the retail price of generic and brand name at retail locations
Option #3- Mail Order
- 90-day prescription fills
- Prices average 10% below AARP (American Association of Retired Persons)
- No postage or dispensing fees added
To view the PARTICIPATING CHAINS click here.
To view the Frequently Asked Questions click here.
To view the SAVING EXAMPLES click here.
To view the MAIL ORDER click here.
To view the STATISTICS click here.
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(1) Pharmacy discounts are not insurance and are not intended as a substitute for insurance
Physician visit/ Hospital referral network with Health Advocate
Highlights include:
- Members save 10% to 40% at participating physican offices and hospitals.
- The network allows members access to over 285,000 providers including family physicians, specialists, facilties and hospitals.
- The program utilizes one of the largest physician networks in the nation. Because the network has direct contracts with providers, there is no risk of losing provider access due to cancellation of a lease agreement.
- Since there is no age or medical history restrictions, anyone can receive savings with the Physician Visit/Hospital Referral Network.
One call to Health Advocate and we’ll help members:
- Navigate the healthcare and insurance systems
- Resolve insurance claims and billing issues
- Save time and money on healthcare bills
- Locate and research current treatments for a medical condition
- Obtain unbiased health information to help members make an informed medical decision
- Identify renowned "best in class" medical institutions regarding a serious illness or injury
2 Hospital discounts NOT available in Maryland.
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(2) Hopspital benefit not available in MD
Accidental Death, Dismemberment and Medical Care Insurance Policy via CDAoA
Highlights Include:
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CDAoA membership includes a $10,000 Accidental Death & Dismemberment Plan and a $5,000 Medical Accident Plan.
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An A Rated Insurance Company provides this benefit to the membership association.
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Covers Active members and all family members under age 70. Family is defined as spouse under age 70 and children up to age 19. Coverage is extended to children up to age 25 if they are a full-time college student. (Subject to state regulations)
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$5,000 Medical Accident benefit per person, per occurrence, with a $100 deductible.
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Accidental death benefit of $10,000 for primary, $10,000 for spouse, and $10,000 for each child.
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Accidental dismemberment pays for the loss of limb or sight according to a schedule.
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Worldwide benefit can be used for accidents that occur out of the United States.
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Certain exclusions apply.
The insurance benefits under the Group Accidental Death & Dismemberment and Medical Care Insurance Policy (Form No. G-19000) issued to CDAoA are underwritten by The United States Life Insurance Company in the City of New York , a member company of American International Group, Inc., an A.M. Best rated insurance company, and subject to the exclusions, limitations, terms and conditions of coverage as set forth in the insurance certificate provided in your membership materials. These benefits are provided at CDAoA’s expense to all active members who are enrolled for 30 or more consecutive days as added separate insurance benefits at no additional cost to members.
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Dental via Aetna Dental Access ® Network
Highlights include:
- Save 15% to 50%* on everything from general dentistry and cleanings to root canals, crowns and orthodontia
- Over 71,000** dentists nationwide
- Includes routine dental services such as x-rays and fillings
- Specialty care included as well (braces, dentures etc.)
- No limits on the number of visits!
To view the SAVEINGS EXAMPLES click here.
To view the STATISTICS click here.
*Actual costs and savings vary by provider and geographical area.
** According to the Aetna Enterprise Provider Database as of November 1, 2006.
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Vision via Coast to Coast Network
Highlights include:
- 20-60% savings on prescription eyewear
- 10%-30% savings on eye exams
- 10%-30% savings on refractive surgery, such as Lasik and PRK surgery
- 10%-40% savings on mail order contacts
- No limit on number of uses within one year
- Guarantees: 30 day unconditional money-back satisfaction and lowest price guaranteed on eyeglasses
To view the CONTACT information click here.
To view participating CHAINS click here.
To view STATISTICS click here.
To view savings EXAMPLES click here.
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Alternative Medicine via American Whole Health Network
Highlights include:
- 10% to 30% savings on all treatments and services.
- Over 16,000 practitioners in the Network.
- Over 35 different practitioner disciplines.
- Network includes: acupuncturists, massage therapists, nutritional counselors, holistic physicians, reflexologists, meditation instructors and relaxation technique practitioners, to name a few.
- No limits on the number of visits!
To view Frequently Asked Questions click here.
To view the STATISTICS click here.
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Chiropractic Care via Universal Health Systems Network
Highlights include:
- Save 30% to 50% on all treatments and services including necessary x-rays performed on site, and adjustments!
- Access any of our 3,000 private practitioners nationwide or nominate your provider to join the Network!
- Initial Consultation is Free!
To view the Frequently Asked Questions click here.
To view the SAVING EXAMPLES click here.
To view the STATISTICS click here.
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Family Consultation Services
Highlights include:
- Counselors are available via telephone to assist with a variety of issues
- Will assist in finding child care for a toddler
- Detailed help in finding after-school programs, summer camps, etc.
- Counselors will do all the research!
To view the EXAMPLES click here.
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Fitness Advantage via International Fitnes Center Network
Highlights include:
- Member's receive the lowest membership rate offered
- One week Free Pass to any club in the worldwide Network
- Unlimited number of Free Pass certificates
- Receive lowest rates on sports equipment and apparel
To view the Frequently Asked Questions click here.
To view the STATISTICS click here.
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Hearing via Beltone
Highlights include:
- Save 15% on hearing aids at over 1,300 Retail Beltone locations
- Members also receive a 1 year supply of batteries
- 2 year warranty comes included!
- Save 40% to 60% off national retail pricing on hearing aids through our Mail Order Program
- Enjoy a 45-day home trial period
- 1 year factory warranty comes included!
To view the Frequently Asked Questions click here.
To view the SAVING EXAMPLES click here.
To view the STATISTICS click here.
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Long-term / Elder Care
Highlights include:
- Care Management Associates are available 24/7 to provide assistance with elder care concerns, answer long-term care questions and help locate local assistance.
- Members can save 4% to 30% at over 5,500 providers natiowide
- Save on nursing homes, in-home health, and assisted living facilites
- Assist in transportation arrangements for taking an elderly to the doctor
To view the EXAMPLES click here.
To view the STATISTICS click here.
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Medical Records Storage
Highlights include:
- A "Personal Program" option
- All members can transfer medical records to a secure central center that can be accessed anywhere, at anytime
- By secure phone access member can obtain medical records or transfer to schools, specialists, new doctors, etc.
To view the EXAMPLES click here.
To view the STATISTICS click here.
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Quicken Loans
Highlights include:
- No obligation loan consultation
- Receive a $500 discount on first mortgage closing costs
- Free educational software, including Quicken Deluxe and Turbo Tax®
- Direct link to the Quicken Loans website, which features mortgage calculators and product information
To view the EXAMPLES click here.
To view the STATISTICS click here.
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VIP Health & Wellness
Highlights Include:
Health
- Extremely low prices on vitamins and supplements
- 6,000 items in stock.
- Receive a 10% savings off everyday low prices online or by phone.
Diabetic Care
- Discount of 15% below retail prices on most diabetic monitoring supplies. Such as glucose meters, lancets, insulin, syringes and etc.
- Order by phone or internet and conviently delivered to your home.
- Over 200 Brand Name diabetic testing supplies
To view savings EXAMPLES click here.
To view savings SAVING EXAMPLES click here.
To view STATISTICS click here.
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