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The Health Benefits Club
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Copyright © 2005
Health Benefits Club

  

Discount Health Care Benefits

Medical
Procedure Ave. Cost Member Cost Savings
Office/Outpatient Visit $80.00 $52.00 34%
Surgical Path Diagnostic Exam $288.00 $184.00 36%
X-Ray Consultation $25.00 $16.00 20%
Office Emergency Care $20.00 $16.00 20%
Chest X-Ray $65.00 $40.00 38%
Surgical Path Diagnostic Exam $288.55 $184.67 36%
 

Hospitals*

SAMPLE CASE #1:
A Member in California was taken to the hospital in cardiac arrest. After the Member was stabilized, surgery was performed (angioplasty) to stabilize the Member's condition. The total length of the hospital stay was 4 days. Total Charges:  $50,291.02
Total Savings:  $26,325.81
Total % Saved:  50.8%

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SAMPLE CASE #2:
A Member in Arizona went to the emergency room of a participating hospital and was diagnosed with appendicitis. The Member received an emergency appendectomy and was in the hospital for two days. Charges submitted to International Med-Care included claims from the hospital, as well as the ER physician, surgeon, anesthesiologist, and pathologist. Total Charges:  $16,157.00
Total Savings:  $6,775.43
Total % Saved:  41.9%

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SAMPLE CASE #3:
A Member in New Jersey was in need of preventative surgery. While the Member's selected surgeon was not a participating provider, the hospital was, and an International Med-Care Case Manager worked with the surgeon's office to find a participating lab and anesthesiologist recommended by the surgeon. Total Charges:  $10,623.00
Total Savings:  $3,853.65
Total % Saved:  36.3%

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SAMPLE CASE #4:
A Member in California inadvertently put their hand through a window and went to the emergency room of a participating hospital. In addition to the hospital and radiology bills, International Med-Care provided savings for the Member on their follow-up needs with a plastic surgeon. Total Charges:  $3,931,64
Total Savings:  $1,092.86
Total % Saved:  27.8%

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SAMPLE CASE #5:
A Member in Texas was pregnant and called International Med-Care to make arrangements for the delivery. After determining the potential savings for the Member, certified funds were deposited, and a referral was sent out to the hospital. The Member delivered a beautiful baby girl. Total Charges:  $4,532.88
Total Savings:  $1,781.71
Total % Saved:  39.3%
*Hospital discount not available in MD.

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Dental

Product / Service    Select Regional Average Cost* Dental via Aetna Dental Access ® Network Total Savings   
Adult cleaning $82.00 $52.00 $30.00
Child Cleaning $49.00 $37.00 $12.00
Routine Checkup $39.00 $27.00 $12.00
Four Bitewing X-Rays $51.00 $31.00 $20.00
Composite (White) Filling $131.00 $76.00 $55.00
Porcelain Crown fused to High Noble Metal $843.00 $584.00 $259.00
Complete Upper Denture $940.00 $763.00 $177.00
Molar Root Canal $826.00 $581.00 $245.00
Single Tooth Extraction $119.00 $70.00 $49.00
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*The select regional average fee represents the average fees for the procedures listed above in Los Angeles, Orlando, Chicago and New York City, as displayed in the Estimate the Cost of Care tool as of November 2005.

Vision and Eye Wear

Frames
Brand    Retail Member    Cost    Savings   
Guess $149.95 $97.48 35%
Eddie Bauer $159.00 $103.97 35%
Nine West $159.00 $103.97 35%
Genesis $89.95 $45.00 50%
Candie $99.00 $45.00 55%
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Lenses

Brand    Retail Member    Cost    Savings   
Single Vision $104.00 $30.00 72%
Bifocal $130.00 $50.00 62%
Progressive $249.00 $100.00 60%
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Contact Lenses

Brand    Retail Member   Cost    Savings   
B&L Softlens-6 pack $104.00 $30.00 72%
Focus Progressive-6 pack $130.00 $50.00 62%
Durasoft 3 Custom Opaque Toric-per lens $249.00 $100.00 60%
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Mail Order Contact Lenses

Brand    Retail Member   Cost    Savings   
Acuvue-6 pack $29.95 $17.95 40%
Acuvue Bifocal-6 pack $52.95 $31.95 40%
Acuvue Toric-12 pack $130.00 $59.95 54%
Edge 3-per lens $22.95 $16.00 31%
Focus Toric-6 pack $79.95 $50.95 37%
Fresh Look Blends-6 pack $44.95 $32.95 27%
Durasoft 3 Custom Opaque Toric-per lens $174.95 $107.00 39%
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Mail Order Pharmacy vs. AARP Mail Order

Name    Strength    Quantity    MOP Price    Savings%   
Azmacort 100mcg 1 $69.09 14%
Cardura 4mg 30 $34.99 13%
Celebrex 100mg 30 $48.06 5%
Metformin 500mg 30 $19.40 30%
Glucophage 850mg 30 $41.62 13%
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We compare our mail order discounts to AARP's mail order program since they have a very aggressive discount program for their Senior Citizen members.

Hearing

Model    Retail Member    Cost    Savings   
Beltone Invisa $1,500-$3,300 (per ear) $1,275 - $2,805 15%
Beltone Petite Plus $750.00 (per ear) $637.50 15%
Beltone Optima 2000 $850.00 (per ear) $722.00 15%
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Benefit Packages:
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Health Benefits Club
6660 Wadsworth Blvd. Arvada, Colorado 80003
1-888-738-2322 FAX 303-431-0695
 
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Disclosures

THIS IS NOT INSURANCE AND ARE NOT INTENDED AS A SUBSTITUTE FOR INSURANCE

Discount Medical Plan Organization: New Benefits, Ltd. 14240 Proton Rd. Dallas, TX 75244

This discount card program contains a 30 day cancellation period.

Member shall receive a full refund of membership fees, excluding registration fee, if membership is cancelled within the first 30 days.

This plan provides discounts at certain healthcare providers for medical services.

This plan does not make payments directly to the providers of medical services.

The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization.

The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received.

This contract is not protected by the Utah Life and Health Guaranty Association.

The program and program administrators have no liability for providing or guaranteeing service and have no liability for the quality of service rendered.

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Not available in SD.