Healthcare Plans

Gold Benefits Only $79.95/month for single or family ( $2.67/Day )

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Click on any Benefit to be taken directly to a brief description. If you are looking for a more in-depth explanation, please click on the Benefit itself, and a window will open with additional details. 

• Prescription Drugs 1
• Physician visit/ hospital referral network with Health Advocate™ 2
• Dental
• Vision
• Alternative Medicine
• Chiropractic
• Family Consultation
• Fitness Advantage
• Hearing via Beltone
• Long Term Elder Care
• Medical Record Storage
• Quicken Loans
• VIP Health & Wellness
  

  The following insurance benefits are provided as part of your membership after 30 or more consecutive days of membership in this program. The insurance premiums for these benefits are paid by CDAoA out of the membership fees collected.

• Accidental, Death and Dismemberment - Added separate benefit at no additional cost

Benefit Descriptions

Prescription Drugs

Option #1- Retail

• 10%-60% savings off the retail price of generic and brand name at retail locations

• 90-day prescription fills
• Prices average 10% below AARP (American Association of Retired Persons)

  To view the PARTICIPATING CHAINS click here.

  To view the FREQUENTLY ASKED QUESTIONS click here.

  To view the SAVING EXAMPLES click here.

  To view the MAIL ORDER click here.

  To view the STATISTICS click here.

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  (1) Pharmacy discounts are not insurance and are not intended as a substitute for insurance.
  
  

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  Physician visit/ Hospital referral network with Health Advocate™ 2

  Highlights include:
  • Members save 10% to 40% at participating physican offices and hospitals.
  • The network allows members access to over 285,000 providers including family physicians, specialists, facilties and hospitals.
  • The program utilizes one of the largest physician networks in the nation. Because the network has direct contracts with providers, there is no risk of losing provider access due to cancellation of a lease agreement.
  • Since there is no age or medical history restrictions, anyone can receive savings with the Physician Visit/Hospital Referral Network.
  One call to Health Advocate ™ and we’ll help members:
  • Navigate the healthcare and insurance systems
  • Resolve insurance claims and billing issues
  • Save time and money on healthcare bills
  • Locate and research current treatments for a medical condition
  • Obtain unbiased health information to help members make an informed medical decision
  • Identify renowned "best in class" medical institutions regarding a serious illness or injury

  2 Hospital discounts NOT available in Maryland.

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  Dental via Aetna Dental Access ® Network

  Highlights include:

  • Save 15% to 50%* on everything from general dentistry and cleanings to root canals, crowns and orthodontia
  • Over 71,000** dentists nationwide
  • Save on routine dental services such as x-rays and fillings.
  • Save on specialty care such as orthodontics and periodontics where available.
  • Dentists are credentialed and re-credentialed on an ongoing basis.

  To view the FREQUENTLY ASKED QUESTIONS click here.

  To view the STATISTICS click here.

  *Actual costs and savings vary by provider and geographical area.

  ** According to the Aetna® Enterprise Provider Database as of November 1, 2006.

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  Vision via Coast to Coast Vision Network

  Highlights include:

  • 20-60% savings on prescription eyewear
  • 10%-30% savings on eye exams
  • 10%-30% savings on refractive surgery, such as Lasik and PRK surgery
  • 10%-40% savings on mail order contacts (not available in NJ)
  • No limit on number of uses within one year
  • Guarantees: 30 day unconditional money-back satisfaction and lowest price guaranteed on eyeglasses

  To view the CONTACT information click here.

  To view participating CHAINS click here.

  To view STATISTICS click here.

  To view savings EXAMPLES click here.

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  Alternative Medicine via American Whole Health Network

  Highlights include:

  • 10% to 30% savings on all treatments and services.
  • Over 16,000 practitioners in the Network.
  • Over 35 different practitioner disciplines.
  • Network includes: acupuncturists, massage therapists, nutritional counselors, holistic physicians, reflexologists, meditation instructors and relaxation technique practitioners, to name a few.
  • No limits on the number of visits!

  To view FREQUENTLY ASKED QUESTIONS click here.

  To view the STATISTICS click here.

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  Chiropractic Care via Universal Health Systems Network

  Highlights include:

  • Save 30% to 50% on most treatments and services including necessary x-rays and adjustments performed on site!
  • Access any of our 3,000 private practitioners nationwide or nominate your provider to join the Network!
  • Initial Consultation is Free!

  To view the FREQUENTLY ASKED QUESTIONS click here.

  To view the SAVING EXAMPLES click here.

  To view the STATISTICS click here.

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  Fitness Advantage via International Fitness Center Network

  Highlights include:

• Member's receive the lowest membership rate offered
• One week Free Pass to any club in the worldwide Network
• Unlimited number of Free Pass certificates
• Receive lowest rates on sports equipment and apparel

  To view the FREQUENTLY ASKED QUESTIONS

  To view the STATISTICS click here.

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  Hearing via Beltone

  Highlights include:

  • Save up to 15% on hearing aids at over 1,300 Retail Beltone locations
  • Members also receive a 1 year supply of batteries
  • 2 year warranty comes included!
  • Save 40% to 60% off national average retail pricing on hearing aids through our Mail Order Program
  • Enjoy a 45-day home trial period
  • 1 year factory warranty comes included!

  To view the EXAMPLES click here.

  To view the SAVING EXAMPLES click here.

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  Long-term / Elder Care via CHCS Services Network

  Highlights include:

  • Care Management Associates are available 24/7 to provide assistance with elder care concerns, answer long-term care questions and help locate local assistance.
  • Members can save 4% to 30% at over 5,500 providers nationwide
  • Save on nursing homes, in-home health, and assisted living facilities
  • Assist in transportation arrangements for taking an elderly person to the doctor

  To view the EXAMPLES click here.

  To view the STATISTICS click here.

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  Medical Records Storage

  Highlights include:

  • A "Personal Program" option
  • All members can transfer medical records to a secure central center that can be accessed anywhere, at anytime
  • By secure phone access member can obtain medical records or transfer to schools, specialists, new doctors, etc.

  To view the Frequently Asked Questions click here.

  To view the STATISTICS click here.

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  Quicken Loans

  Highlights include:

  • No obligation loan consultation
  • Receive a $500 discount off first mortgage closing costs
  • Free educational software, including Quicken Deluxe and Turbo Tax®
  • Direct link to the Quicken Loans website, which features mortgage calculators and product information

  To view the EXAMPLES click here.

  To view the STATISTICS click here.

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  VIP Health & Wellness

  Highlights Include:

  Health

  • Extremely low prices on vitamins and supplements
  • 6,000 items in stock.
  • Receive a 10% savings off everyday low prices online or by phone.
    

  Diabetic Care

  • Discount of 15% below retail prices on most diabetic monitoring supplies. Such as glucose meters, lancets, insulin, syringes and etc.
  • Order by phone or internet and conveniently delivered to your home.
  • Over 200 Brand Name diabetic testing supplies

   

  To view FREQUENTLY ASKED QUESTIONS click here.

  To view savings SAVING EXAMPLES click here.

  To view STATISTICS click here.

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  Accidental Death, Dismemberment and Medical Care Insurance Policy via CDAoA

  Highlights Include:

  • CDAoA membership includes a $10,000 Accidental Death & Dismemberment Insurance, and, $5,000 Accident Medical / Dental Expense Insurance.
  • $5,000 Accident Medical / Dental Expense benefit per person, per occurrence, with a $100 deductible.
  • Accidental death benefit of $10,000 for primary, eligible dependents are covered at a reduced benefit amount
  • Accidental dismemberment pays for the loss of limb or sight according to a schedule.
  • Worldwide benefit can be used for accidents that occur out of the United States.

  The insurance benefits under the Group Accidental Death & Dismemberment and Medical Care Insurance Policy (Form No. G-19000) issued to CDAoA are underwritten by The United States Life Insurance Company in the City of New York , a member company of American International Group, Inc., an A.M. Best rated insurance company, and subject to the exclusions, limitations, terms and conditions of coverage as set forth in the insurance certificate provided in your membership materials. These benefits are provided at CDAoA’s expense to all active members who are enrolled for 30 or more consecutive days as added separate insurance benefits at no additional cost to members.

   

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