What are supplemental benefits?
Supplemental benefits allow individuals to obtain additional health benefits which are not typically covered by insurance or provide a deeper discounts on those that are. ALL of our benefit plans can be used as a supplement to any major insurance policy.
Typical procedures not covered by insurance include: braces, vision, comestic procedures, chiropratic care, alternative medicine (accupunture, massage therapy, etc) and confidental 24 hr phone counseling. These benefits and more are included in our plans at one low price! Dental via Aetna Dental Access® Network
This is the most popular part of our dental plan...it is accepted at over 50,000 dentists nationwide! 1. No maximum spending limits within a year.
2. No limits on number of visits
Here are a few examples:
| Product / Service |
Select Regional Average Cost* |
Average Cost with Aetna ® Dental Access |
Total Savings |
| Adult cleaning |
$82.00 |
$52.00 |
$30.00 |
| Child Cleaning |
$49.00 |
$37.00 |
$12.00 |
| Routine Checkup |
$39.00 |
$27.00 |
$12.00 |
| Four Bitewing X-Rays |
$51.00 |
$31.00 |
$20.00 |
| Composite (White) Filling |
$131.00 |
$76.00 |
$55.00 |
| Porcelain Crown fused to High Noble Metal |
$843.00 |
$584.00 |
$259.00 |
| Complete Upper Denture |
$940.00 |
$763.00 |
$177.00 |
| Molar Root Canal |
$826.00 |
$581.00 |
$245.00 |
| Single Tooth Extraction |
$119.00 |
$70.00 |
$49.00 |
Prescription Drugs
Most health insurance plans have exclusions for prescription drugs. If you check your policy you will find a long list of drugs, which are not covered. The most common are birth control, Viagra, anti depressants and slow release ADD drugs. With our prescription drug network you will save 10% - 60% on most prescriptions at retail locations. The Health Benefits card is accepted at over 48,000 pharmacies nationwide. We also have a mail order program, which has even deeper discounts.
*Pharmacy benefits are not insurance, and are not intended as a substitute for insurance.
Medical via Galaxy Networks
The medical portion of our plan will also provide you discounts on medical and healthcare services that are excluded from your insurance plan. For example, alternative medicines like acupuncture, massage therapy, holistic medicine, nutrional counseling and chiropractic services are discounted up 10% to 30%. Even elective procedures like Cosmetic Surgery are discounted.
Most medical or healthcare procedures are included under the Health Benefits card! The card is accepted at over 285,000 physicians and thousands of healthcare facilities nationwide. In some cases the Health Benefit Packages can be used in conjunction with your insurance plan to reduce the amount of your claim; therefore, reducing your out of pocket expenses.
We also have Chiropractic and Alternative Care available through 2 separate Networks, providing you with more providers to choose from!
Alternative Medicine Network via American Whole Health Network
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10%-30% savings on all treatments and services including: acupuncture, nutrition counseling, sports rehabilitation and much more.
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Select from over 16,000 providers nationwide or nominate a provider into our program!
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Over 35 different practitioner disciplines to focus on health.
Chiropractic Care via UHS
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Save 30% to 50% on all treatments and services including necessary x-rays performed on-site and adjustments!
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Access any of our 3,000 private practitioners nationwide or nominate your provider to join the Network!
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Free initial consultation.
Vision and Eyewear via Coast to Coast Network
Most insurance plans are very limited with their vision and eyewear coverage, usually $150 for 2 years allotted for specific products and services. You may use the Health Benefits card to receive deep discounts. No limit on number of uses!
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It is accepted at 12,000 optical centers nationwide.
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You will receive savings of 20% to 60% on prescriptive and non-prescriptive eyewear, most frames, lenses, etc.
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Discounts available for tints, coatings, UV protection.
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Savings of 10% to 30% on eye exams and surgical procedures (including PRK and LASIK surgery).
Hearing via Beltone
The following are some of the benefits you will receive:
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115% discount on the retail price of complete lines of hearing equipment.
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Members can save 15% on over 70 models of hearing aids.
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Retail or mail order hearing aids offered.
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Free comprehensive hearing screening and evaluation.
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